Measuring the impact of service quality on customer satisfaction of online banking a study
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Abstract
newline The service quality in the banking sector has been considered
newlineas one of the most important and well researched topic in the past 20
newlineyears. The online service quality in the Indian banking sector was very
newlinewell analysed in all types of Banks. But the result of the studies done in
newlineIndia gave different results and perspective. Increase in the number of
newlineIndian banking sector online service quality might identify ways to
newlinedevelop customer satisfaction which in return contribute towards
newlineretaining esteemed customers. The literature revealed that Indian banking
newlinesector was examined with various financial parameters and service
newlinequality dimensions . The results revealed that service quality in public
newlinesector bank in India was declining. But the new private sector banks and
newlineforeign banks in India showing positive trends towards service quality
newlineoffered. This has provided the important base for the present study to
newlinemeasure the impact of service quality among the four selected private
newlinesector banks in India. All types of banks, in particular all private sector
newlinebanks are providing similar type of online service, thus private banks
newlinecould not differentiate each other and facing lot of competition to retain
newlinetheir existing customers and to attract new customers to sustain in this
newlineservice battle of technology era. Thus it s widely essential to understand
newlinethe customer perception towards online banking service quality and its
newlineimpact on relationship quality and customer loyalty.
newlineBased on the research gap identified, the researcher developed
newline23 hypotheses based on the objectives of the study. The sample size was
newline657 by adopting purposive sampling technique. The study consists of both
newlineprimary and secondary data. The hypotheses were tested with support of
newlinestructural equation modeling (SEM).