Saving and Investment Behavior of Women Teachers with Special Reference to Unaided Colleges in Bengaluru

Abstract

The women in Indian families have the habit of saving a little portion of the household expenses, provided to them, by the family head. The women in India are earning a substantial income, to complement the earnings of their family and also spend a portion of their earning towards household expenses. Apart from taking care of their personal and other entertainment expenses, the primary purpose of earning by women is to save for future security or unpredictable future contingencies. The factors that affect Indian women, to a large extent, is the family decisions, and only few take self-decisions. As women are emerging as the main workforce in the country and contribute significantly towards social and economic development of the country, it is very much necessary to have a study on understanding the investment behavior of women and also how their behavior is affected by their perception of savings and how they consider various investment avenues before making investment. newline